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CGA Canada produced their 2010 report Canadians debts. Most of us quietly assess ourselves against others and against the average as one way to judge success in achieving our financial goals.  This report provides a window into the financial lives of Canadians and it is freely available. Credit (excluding mortgages) all through the last three years has been increasing and at much higher rates than the US. Drilli

It is a little sad that we see Zopa US close shop apparently following the participating Credit Unions inability to adequately fund the loans.  We had always known the US Zopa was an entirely different model, with the Credit Unions being the sole lenders, and then the credit crisis came along.  Nonetheless we will miss them. Zopa US So while our model is doing very well in current market conditions, the US